Regarding the SBA video. For what it's worth - Small business anon here, I've had 3 SBA loans over the 13 years I've been in business. Some of them were VERY tricky (I literally called my bank's CEO and said you all need to help us or we're going to fold and you guys will be out a LOT of money and we'll be in a big mess and they came through - that was in 2010). I've dealt with SBA extensively before. That call sounds fake as fuck. I applied for EIDL, but then realized it was a loan and decided to skip that and go for PPP instead which is 100% forgivable if used for payroll, rent/utilities. My small bank told me I was approved last Friday and we should close this week. If I get the run around, I will let anons know, but I listened to this supposed phone call for 10 minutes and it sounded completely fake.