The "programming" to get your subconscious approval of being "chipped" has been in place for a while.
Paying with a "chip" card.
Subliminal training the subconscious
The phrase "insert chip here" while using your hand/wrist - subconscious
Using the hand wrist to pay/swipe. Wave of wrist/watch, Apple pay (watch) - training the subconscious
"Virtual wallet" - phrase and concept.
You are being programmed to accept the idea of being chipped in the wrist and swiping for financial transactions.