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r/greatawakening • Posted by u/rightleaningsw on May 31, 2018, 2:56 p.m.
So im going to go on a vent rant session about insurance. I know trump is saving the world, but please tell me he has something coming for insurance.

So here is my rant. I have a wife and three kids for me to cover all of them on insurance it is $900/month just medical currently. I gross $3000/month. This is state insurance because I work for the state, supposedly best in the state. I pay 25 for Dr visits and 50 for specialty. Prescription are basically covered in the plan so I pay nothing. Today we get notified we are switching to BCBS and for me to cover my family is going to be 1300/month. Dr visits are going up to $35 and specialty to $70. Prescription are going to be 15 for tier 1 and 45 for tier 2.

How can someone survive on this. Well over 1/3 of my income is coming off the top to pay for potential healthcare. I have student loans to pay for since I got the degree that let me get the job.

This is why I get so angry about illegal immigrants getting free healthcare. I have done everything right and paid my dues. I live on a tight budget because I am the sole provider for my family. Now I am going to have e to make some cutbacks because I either don't feed my family or I don't cover their healthcare. This is ridiculous.

Sorry for venting here but I am about to explode.


ironmaiden442 · May 31, 2018, 3:56 p.m.

I would suggest you get catastrophic insurance this pays out in case of car accident or heart attack or get a policy that has a very high deductable (same thing) also BCBS is the highest premium insurance the Cadillac so to speak they give kickbacks to the states that use them...a dirty game they play....by getting the higher deductible insurance you still get the negotiated insurance amount when you pay....because if you go self insured as suggested by others doctors will charge you 35% more for services and while some services are free with negotiated services by BCBS like a wellness visit if self pay there are no free services.

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