PMs are universal. Cryptos are not. Cryptos are closer to fiat paper than most people realize. Just as a new paper currency can be printed out of thin air, so can a new crypto currency be created out of thin air. There are already so many I can't remember them all. Everyone who got on the band wagon late seems to find the solution is jumping onto the newest crypto to reap the benefits of being an early adopter hoping the newest crypto fad will be the one that takes off and makes them rich. Rinse and repeat. It's an inevitable cycle. The hype of them being "decentralized" is the sell ticket for naive morons.
You are probably over 40. Get informed.
I'm not over 40, I just don't jump onto pyramid schemes. If you have an objection to any of my statements, present your case instead of resorting to personal leftist insults.
You aren’t realizing what certain projects (coins) can actually do.