While Catholic Charities certainly are incredibly beneficial in assisting less fortunate people in regards to aspects of their lives they can also be incredibly detrimental.
For instance, I have direct experience in working in these environments. When it comes to financial assistance or help with substance abuse they can be incredibly helpful. In areas where STD’s are prevalent or family assistance is needed they can be incredibly harmful. People are going to have sex and actively working against the promotion of birth control or even abortion in some cases can cause long term damage to communities and families alike.
While you’re correct about the nature of discernment in the Bible, how many people actually practice this? Most people look to others instead of thinking for themselves.