mmm...Futon(布団:ふとん) means usually about a bed.
Futon can also distinguish between shiki-buton(敷き布団:しきぶとん) and kake-buton(掛け布団:かけぶとん).
Kake-buton means usually about a quilt or bed colothes, which put over someone.
Shiki-buton is a kind of mattress under the body.
In Japanese style of bed(such as http://ja.wikipedia.org/wiki/%E7%94%BB%E5%83%8F:Stage_of_Japanese_pillow_fight.jpg),
a shiki-buton is put on the tatami (or sometimes another mattress put between tatami and shiki-buton in order to make more comftable).
Japanese Onsen Ryokan (Japanese style of Hotel) uses such style.
Please refer to the wikipedia's website( http://en.wikipedia.org/wiki/Futon) in detail.
Anyway...i think, >>587's meaning about Futon is a set of bed.