Anonymous ID: 4794f4 Feb. 26, 2023, 2:02 p.m. No.18415881   🗄️.is 🔗kun   >>5897 >>5928

>>18415863

Q Research General #10625: "Who is Q" Trending Edition

 

Supreme Court to hear case over constitutionality of Consumer Financial Protection Bureau

 

The Supreme Court will hear arguments on Tuesday in a case over whether the Consumer Financial Protection Bureau, the regulatory agency established in the wake of the 2008 financial crisis, is constitutionally structured.

The case, key to the future of the CFPB, could also have broad implications on other independent federal agencies, according to experts. A decision is expected by the end of June.

The dispute turns on whether the CFPB's director is given too much independence. Under the 2010 Dodd-Frank Act, which established the regulator, the agency is headed by a single director who may be removed by the president from his or her five-year term only for "inefficiency, neglect of duty, or malfeasance in office."

The CFPB also sidesteps the traditional congressional appropriations process, instead getting most of its funding from the Federal Reserve system. The funding mechanism is similar to that of other financial regulators like the Comptroller of the Currency and the Federal Deposit Insurance Corp.

 

The bureau, which was envisioned by Sen. Elizabeth Warren when she was a professor at Harvard Law School, is designed to rein in abusive practices in consumer credit markets such as home Mortgages and credit cards. It returned $12 billion to consumers between 2011 and 2017, but largely stopped pursuing enforcement actions under President Donald Trump.

The bureau has been the subject of a number of lawsuits but has so far proved to be resilient. The latest suit was brought by the California-based consumer law firm Seila Law, which alleged that the CFPB's insulation from presidential control is unconstitutional. Seila Law challenged the agency after the CFPB targeted the firm in 2017 in an investigation into the marketing and sales of consumer debt-relief services.

The law firm is being supported by the Trump administration via the Department of Justice, which has submitted briefs to the top court supporting the theory that the for-cause removal provision is unconstitutional.

 

https://www.cnbc.com/2020/03/02/supreme-court-to-hear-consumer-financial-protection-bureau-case.html

Anonymous ID: 4794f4 Feb. 26, 2023, 2:02 p.m. No.18415897   🗄️.is 🔗kun   >>5949

>>18415881

Remember when Trump first came to office and he got Mick Mulvaney to look at the books at the CFPB….Sen Warren when ape shit and there was a big fight…remember that????

Anonymous ID: 4794f4 Feb. 26, 2023, 2:02 p.m. No.18415928   🗄️.is 🔗kun

>>18415881

 

Someone please tell me how a Anon can post this #11782 on one post….It's like 5 full pages…in one post…Qresear.ch it…you'll see.

 

#9205850 at 2020-05-17 01:54:23 (UTC+1)

Q Research General #11782: Kung Flu Fighters vs ObamaGate Raiders Edition

 

  1. The Consumer Financial Protection Bureau (CFPB)-created by Elizabeth Warren for Obama-has argued to the Supreme Court that its own structure is unconstitutional because the president can't remove the director unless he "proves good cause"; this provision violates the separation of powers doctrine by interfering with the president's executive authority.