i think it is more likely that a lot of the small and medium size banks fail as people transfer their money to the 4 or 5 "too big too fail" banks
even svb was in the top 20 banks in size
the largest banks are getting massive amounts of money moved to them, giving them more cash to shore them up
this has worked in the past
destroy small business and have only large ones like amazon and walmart
destroy small farms and have only large ones raising almost all chickens and pork
only 4 packers control the beef industry
4 banks to control the finance
vanguard, blackrock and statestreet pick the stock and bond winners and losers
the coming cbdc money will make it all a lock
that is my 2 cents guess