Most normies are stuck and have no control over what their 401Ks are doing aside from picking stock and bond percentages. Pensions are being crushed. Cryptos are going to get crushed. You bought with dollars or euros or yen right? What are they going to pay you back in? The new SDR system will be digital, but it isn't going to include any of the horseshit crypto floating around now despite what the Winklevoss twins tell you.