Spouse anon works for a lender that is servicing the SBA loans specified in the CARE act. Apparently, they have to go though CHASE and Goldman Sachs to get the funds and those two banks are refusing to give out the money until they get more protections to prove they are not on the hook for the loan forgiveness and they are very concerned about fraud.
No surprise they are covering their asses, but funny how concerned they are that businesses are using the money wisely and for the purpose intended given the massive bonuses they gave themselves from their last bailout.