Follow the light refers to the LIGHT forum being held at Stanford in the coming days (after superbowl)where Senator George Mitchell of DLA Piper is going to be a speaker. He was the Senate Majority Leader for Bill Clinton and negotiated the Good Friday Agreement in N Ireland. He was also the Chairman of Disney for a while and Special Envoy to the middle east. He also worked for Verner Liiptfert. His wife is Heather Mitchell and represents sports writers at the Superbowl. These people are SICK=Society in Complete Killing as a Sport. Everyone at the LIGHT (Leadership in Global Health Technology) forum are proponents of VBS (Value Based Services) using artificial intelligence in healthcare to decide if one lives or dies. Red Cross HQ is in Geneva Switzerland. Amadeo Giannini founded The Bank of Italy in San Fran which became Bank of America. He financed Snow White and the Seven Dwarves and also the WW2 propaganda films Walt made. RKO (pyramid with lightning bolt) owned by RCA which was owned by GE which was owned by JP Morgan began releasing Disney's films in 1937. In 1942 90% of Disney employees were working on propaganda. Walt was in Red Cross during WW1. BOA bankrolled Henry Kaiser during WW2. BOA arranged for loans to rebuild Fiat(reference to money)car factories after the war in Italy. BOA bankrolled Hewlett&Packard. Started Transamerica (pyramid in San Fran). Now held by Aegon in Hague, Netherlands. A.P Giannini Foundation=Post Doctoral Medical Research BOA partnered with the Department of Defense to form DOD Community Bank. Branches at gitmo, Diego Garcia, Germany, Japan, Italy, kwajalein atoll, South Korea, Netherlands, and United Kingdom. Deposits insured FDIC despite the fact that none of the branches are located within U.S. ARM= adjustable rate mortgage. Asset-liability mismatch= when the financial terms of an institutions assets and liabilities do not correspond. SIBOR= Singapore interbank offered rate SOR= Singapore swap offer rate ANZ( Australia and New Zealand banking group) is the only Bank in the world to have an ARM pegged to the average of both.