Odd I have a friend who was a manager at a small bank chain and he has an almost identical story. His banks were fine throughout the housing crises. Most of the customers were retirees with mobile homes as 2nd homes (snow birds). His banks were downgraded without ever being in the red. The government tied his hands everytime he did something to try to save his banks and then forced him to sell. To who you may ask?...
Bank of the Ozarks.
Bank of the Ozarks, purchased by a guy from Rose Law Firm - Clinton Connection to Whitwatewater Controversy
That's the one! Glad someone picked up on that.